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Find My Neighborhood Match →Estimates based on Bureau of Labor Statistics Consumer Expenditure Survey, Census median housing data, and EIA utility averages by state. BAH rates: Defense Travel Management Office (DTMO), effective January 1, 2026 — BAH is counted as qualifying tax-free income, consistent with how VA and most conventional lenders treat it for underwriting. Basic pay: official DFAS basic pay tables, effective January 1, 2026 (FY2026 NDAA 3.8% raise), by grade and years of service. Individual costs vary. This is not financial advice.