New York → Philadelphia

Moving from New York to Philadelphia:
Big-city culture. Half the price.

Real data on moving from New York City to Philadelphia — home price savings, the New York vs Pennsylvania tax difference, and the best Philadelphia neighborhoods for NYC transplants.

About 27,695 people moved from the New York area to the Philadelphia area in 2022–23, per IRS data. The New York median home ($794,224) is above Philadelphia's ($308,843), and 35 of 35 well-sampled Philadelphia neighborhoods sell at or under it. State income tax goes from 4%–10.9% to 3.07%.

Data verified October 11, 2026. Reviewed by Chris Harris, REALTOR® (Real Broker, LLC). Chris connects movers with licensed agents in their destination market.

New York to Philadelphia is a short move — 95 miles — but a significant financial one. Philadelphia median home prices are substantially below New York's, and Pennsylvania's 3.07% flat income tax is far lower than New York's 10.9% state rate (plus NYC's city tax). Many NYC transplants treat Philadelphia as a city with real urban culture and walkability but without Manhattan's cost of entry. Philadelphia has Amtrak service to NYC in roughly 75 minutes, making it viable for hybrid workers.

How many people move from New York to Philadelphia?

27,695
People (17,010 households), New York metro to Philadelphia metro, 2022–23
15,116
People who moved the other way
#2
Philadelphia’s rank among destinations for New York-area movers

IRS address changes on tax returns show about 27,695 people in 17,010 households moved from the New York-Newark-Jersey City, NY-NJ metro area to the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area between the 2022 and 2023 filing years. About 15,116 moved in the opposite direction, so the Philadelphia side gained roughly 6,116 households on net. Of the 205,642 households that left the New York metro for another U.S. metro, Philadelphia ranked number 2.

Source: IRS Statistics of Income, U.S. Population Migration Data, 2022–2023, county-to-county outflows summed to metro areas. The IRS suppresses county pairs with fewer than 20 returns, so these totals are a floor.

What a New York budget buys in Philadelphia

$794,224
New York, NY median home price
$308,843
Philadelphia, PA median home price
35 of 35
Philadelphia neighborhoods at or under the New York median

A typical New York home sells for $794,224; the Philadelphia median is $308,843. Selling at one median and buying at the other leaves about $485,381 before closing and moving costs. Spend the full $794,224 instead and 35 of the 35 Philadelphia neighborhoods we track with at least 5 recent sales have a median at or below it. The closest to that budget: Graduate Hospital ($628,781), Rittenhouse ($589,795), Center City ($559,805), Northern Liberties-Fishtown ($528,066). At 10% down and 7%, a $308,843 Philadelphia home runs about $2,379 a month with taxes and insurance, against about $6,126 for a $794,224 New York home.

Neighborhoods closest to the Philadelphia median:

NeighborhoodMedian sale priceHomes sold (3 mo.)
River Wards$314,890287
North Philadelphia East$324,88796
Upper Northwest$335,000210

For the lowest entry price, the most affordable well-sampled Philadelphia neighborhoods are Upper North Philadelphia ($129,955), Kensington ($139,951), Logan-Ogontz-Fern Rock ($154,000).

Prices: New York Zillow Home Value Index 2025; Philadelphia Redfin, Jan–Jun 2026. Neighborhood medians and sale counts: Redfin rolling three-month windows, Jan–Jun 2026; neighborhoods with fewer than 5 sales are left out.

Get matched with an agent in Philadelphia

Tell us who you are and Chris Harris will connect you with a licensed local agent who knows the neighborhoods above. Free, no obligation.

Destination: Philadelphia, PA · Moving from New York

Want ranked neighborhoods first? Take the 2-minute neighborhood quiz.

Income and property taxes: New York vs Pennsylvania

New York, NYPhiladelphia, PA
State income tax4%–10.9% (graduated; NYC residents add up to 3.876% city tax)3.07% (flat rate, plus local earned-income tax)
Effective property tax0.85%0.84%
Property tax on the median home, per year$6,751$2,594

On each city’s median home, property tax works out to about $6,751 a year in New York and $2,594 in Philadelphia. Philadelphia’s rate is lower as well as its prices.

Income tax: Tax Foundation 2024 state rates. Property tax: Census American Community Survey 2023 5-year estimates, median taxes paid divided by median home value, city level.

Philadelphia neighborhoods to start with

Matched to New York: the lifestyle tags most common among New York neighborhoods in our data are walkable, urban, suburban. The Philadelphia neighborhoods that share them most are West Oak Lane ($254,911), Upper Northwest ($335,000), Queen Village-Pennsport ($399,861).

NeighborhoodMedianSales (3 mo.)School ratingCharacter
Upper North Philadelphia$129,955134–up-and-coming, mixed
Southwest Philadelphia$182,437149–up-and-coming, mixed
West Philadelphia$224,922353–up-and-coming, mixed
Mayfair$246,41480–walkable, mixed
Overbrook Park$271,90577–family, suburban
South Philadelphia$342,381504–urban, mixed
Fairmount-Art Museum$509,823131–artsy, walkable
Graduate Hospital$628,781105–upscale

Philadelphia’s citywide crime grade is F (FBI UCR 2025); the FBI does not publish it by neighborhood. School ratings appear only where one is on file. See every Philadelphia neighborhood on the Philadelphia neighborhoods page.

Frequently asked questions

How much cheaper is Philadelphia than New York?
Philadelphia median home prices are roughly $300k–$350k across the city, compared to $800k+ for greater New York. Even compared to outer NYC boroughs, Philadelphia is significantly more affordable. Pennsylvania income tax (3.07% flat) is far lower than combined New York state + city tax for NYC residents.
Can you commute from Philadelphia to New York?
Yes, though it's a long commute. Amtrak Acela connects Philadelphia 30th Street Station to Penn Station in about 75 minutes. SEPTA regional rail connects to NJ Transit for a slower multi-leg commute. Most people doing this commute go in 2–3 days per week rather than daily.
What are the best Philadelphia neighborhoods for NYC transplants?
Rittenhouse Square and Fitler Square are the most popular for New Yorkers seeking walkability and density. Fairmount and Spring Garden offer slightly lower prices with the same walkable feel. Graduate Hospital and Point Breeze are up-and-coming. South Philly has seen significant gentrification. Fishtown and Northern Liberties attract younger, arts-oriented transplants.
What are the downsides of moving from New York to Philadelphia?
Philadelphia's job market is narrower than New York's — particularly in finance, media, and tech. The school district has long-standing challenges; many families with children opt for private schools or suburban districts. Some neighborhoods have significant crime; the variation between neighborhoods is high and worth researching specifically before choosing.
How many people move from New York to Philadelphia?
IRS migration data show about 27,695 people (17,010 households) moved from the New York-Newark-Jersey City, NY-NJ metro to the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro between the 2022 and 2023 tax filing years, and about 15,116 moved the other way.
What does a New York-priced home buy in Philadelphia?
The New York median is $794,224. In Philadelphia, 35 of 35 neighborhoods with at least 5 recent sales have a median at or below that, and the city median is $308,843.
How do property taxes compare between New York and Philadelphia?
Census ACS 2023 effective rates are 0.85% in New York and 0.84% in Philadelphia, about $6,751 versus $2,594 a year on each city's median home.

Get matched with an agent in Philadelphia

Tell us who you are and Chris Harris will connect you with a licensed local agent who knows the neighborhoods above. Free, no obligation.

Destination: Philadelphia, PA · Moving from New York

Want ranked neighborhoods first? Take the 2-minute neighborhood quiz.

Sources. Migration: IRS SOI U.S. Population Migration Data 2022–2023. Home prices: Zillow Home Value Index 2025 (New York), Redfin, Jan–Jun 2026 (Philadelphia). Neighborhoods: Redfin Jan–Jun 2026. Property tax: Census ACS 2023. Income tax: Tax Foundation 2024. Crime: FBI UCR 2025. Verified October 11, 2026. More corridors in the relocation guides.