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Marine Corps Base Camp Pendleton (formerly MCB Camp Pendleton): 2026 BAH, On-Post Housing and Neighborhoods

An E-5 with dependents at Camp Pendleton receives $3,963 a month in BAH for 2026 ($3,093 without dependents) in the Camp Pendleton, CA (CA024) area. On post, Privatized family housing; the official page links the application site livelmh.com. Nearly 6,880 housing units aboard the base; housing areas include Stuart Mesa, Wire Mountain, Deluz, San Onofre and Del Mar. A neighborhood guide for this area is coming; the BAH table and on-post housing details below are complete.

Reviewed by Chris Harris, REALTOR® (Real Broker, LLC). Questions? Text (270) 421-8726

Chris Harris, REALTOR

Questions about BAH, on-post housing or PCS timing?

Call or text Chris Harris, REALTOR® (Real Broker, LLC). He answers these himself.

Ready to rent or buy in California?

Chris is not licensed in California, so he will connect you with a licensed Real Broker agent there who knows Camp Pendleton. Chris may receive a referral fee from that agent’s brokerage. It does not change your price or what you pay.

2026 BAH rates at Camp Pendleton, E-1 to O-10

Military housing area: Camp Pendleton, CA (CA024). Effective January 1, 2026. Source: DoD Defense Travel Management Office BAH Rate Lookup. Last verified 2026-10-10. E-1 through E-4 share one rate, and O-7 through O-10 share one rate, as in DoD’s own tables.

Pay gradeWith dependentsWithout dependents
E-1$3,627$2,739
E-2$3,627$2,739
E-3$3,627$2,739
E-4$3,627$2,739
E-5$3,963$3,093
E-6$4,398$3,324
E-7$4,494$3,642
E-8$4,596$4,056
E-9$4,779$4,182
W-1$4,419$3,513
W-2$4,536$4,053
W-3$4,662$4,197
W-4$4,824$4,416
W-5$5,019$4,518
O-1E$4,512$3,960
O-2E$4,644$4,152
O-3E$4,854$4,392
O-1$4,023$3,285
O-2$4,395$3,855
O-3$4,659$4,239
O-4$5,085$4,494
O-5$5,391$4,548
O-6$5,439$4,641
O-7 to O-10$5,484$4,725

On-post housing at Camp Pendleton

How it works

Submit DD Form 1746 in person, by mail, or by fax to 760-725-5559. The application activates on receipt of your check-in endorsement and other documents.

Who runs it

Privatized family housing; the official page links the application site livelmh.com.

The waitlist

The official page says waits range from 1 to 16 months by rank, family size and area.

Who can live there

You have 30 days after check-in to be placed on the list with a control date matching your detachment date. Normally personnel who want to live off base are permitted to.

Who to call

Official housing page: Military OneSource, Camp Pendleton housing. Phone numbers and wait times change, so confirm before you rely on them.

Chris does not earn anything from on-post housing, which is a direct lease between you and the housing company. This section is here because you asked about your real situation.

Off-post neighborhoods near Camp Pendleton

Neighborhood guide coming for Camp Pendleton

We do not yet have complete, verified neighborhood and commute data for this area, so we are not going to show you a guess. Your BAH is in the table above. Chris can walk you through BAH and PCS timing directly, and can introduce you to a licensed Real Broker agent here if you want to rent or buy.

Frequently asked questions about Camp Pendleton housing

How much is BAH for an E-5 with dependents at Camp Pendleton in 2026?

In the Camp Pendleton, CA (CA024) military housing area, the 2026 BAH for an E-5 with dependents is $3,963 a month and $3,093 without dependents. The full E-1 to O-10 table is above on this page.

Source: DoD Defense Travel Management Office, BAH Rate Lookup

Is Camp Pendleton the same place as MCB Camp Pendleton?

Yes. Camp Pendleton is the current official name; older orders, listings and searches may still say MCB Camp Pendleton. BAH is set by the housing area (Camp Pendleton, CA (CA024)), not by the name of the installation.

Source: Military OneSource / installation housing page

How long is the on-post housing waitlist at Camp Pendleton?

The official page says waits range from 1 to 16 months by rank, family size and area.

Source: Military OneSource / installation housing page

Who runs on-post housing at Camp Pendleton and who do I call?

Privatized family housing; the official page links the application site livelmh.com. Submit DD Form 1746 in person, by mail, or by fax to 760-725-5559. The application activates on receipt of your check-in endorsement and other documents. Numbers: Family Housing Office (Assignment & Referral), 98 San Jacinto Road: 760-725-5995; Family Housing Office (toll-free): 1-800-843-2182. Confirm numbers and wait times before relying on them.

Source: Military OneSource / installation housing page

What are the key numbers for on-post housing at Camp Pendleton?

Nearly 6,880 housing units aboard the base. Housing areas include Stuart Mesa, Wire Mountain, Deluz, San Onofre and Del Mar. Waiting periods range from 1 to 16 months. Residents are liable for up to $49,000 in damages, so renter and liability insurance is recommended.

Source: Military OneSource / installation housing page

Who has to live in the barracks or follow special rules at Camp Pendleton?

You have 30 days after check-in to be placed on the list with a control date matching your detachment date. Normally personnel who want to live off base are permitted to.

Source: Military OneSource / installation housing page

When is the housing office open at Camp Pendleton?

The official page lists: Mon-Fri 7:30 a.m.-5:30 p.m.. Hours change, so call ahead.

Source: Military OneSource / installation housing page

Can I use a VA loan to buy near Camp Pendleton instead?

Yes, if you are eligible: VA loans typically need no down payment. Compare a lender's quote with your $3,963 E-5 BAH. We have no verified Camp Pendleton neighborhood prices yet, so we publish no payment estimate.

Source: U.S. Department of Veterans Affairs, VA home loans

Get your numbers

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We email your exact BAH numbers right away. If you want help renting or buying, Chris will connect you with a licensed Real Broker agent in California.

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BAH rates: Defense Travel Management Office (DTMO), effective January 1, 2026. Mortgage estimates assume 10% down, 7% interest, a 30-year term, property tax, insurance and PMI; they are estimates, not a loan offer. Crime grades are citywide FBI UCR 2025. Chris Harris, REALTOR® is affiliated with Real Broker, LLC and is not licensed in California; real estate services in California are provided by a licensed Real Broker agent there.