An E-5 with dependents at Fort Bragg receives $1,806 a month in BAH for 2026 ($1,527 without dependents) in the Fort Bragg/Pope, NC (NC182) area. The most affordable of 14 mapped Fayetteville neighborhoods with enough recent sales are Downtown Fayetteville ($156,695), Douglas Byrd ($204,929), College Lakes ($215,000). Estimated mortgage payments in those areas run $1,240 to $1,701 a month.

Call or text Chris Harris, REALTOR® (Real Broker, LLC). He answers these himself.
Chris is not licensed in North Carolina, so he will connect you with a licensed Real Broker agent there who knows Fayetteville. Chris may receive a referral fee from that agent’s brokerage. It does not change your price or what you pay.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,722 | $1,341 |
| E-2 | $1,722 | $1,341 |
| E-3 | $1,722 | $1,341 |
| E-4 | $1,722 | $1,341 |
| E-5 | $1,806 | $1,527 |
| E-6 | $2,049 | $1,638 |
| E-7 | $2,094 | $1,722 |
| E-8 | $2,142 | $1,860 |
| E-9 | $2,244 | $1,923 |
| W-1 | $2,067 | $1,707 |
| W-2 | $2,112 | $1,857 |
| W-3 | $2,178 | $1,935 |
| W-4 | $2,271 | $2,052 |
| W-5 | $2,391 | $2,103 |
| O-1E | $2,097 | $1,803 |
| O-2E | $2,166 | $1,908 |
| O-3E | $2,289 | $2,040 |
| O-1 | $1,842 | $1,635 |
| O-2 | $2,046 | $1,782 |
| O-3 | $2,175 | $1,956 |
| O-4 | $2,427 | $2,088 |
| O-5 | $2,610 | $2,109 |
| O-6 | $2,628 | $2,154 |
| O-7 to O-10 | $2,646 | $2,190 |
Corvias manages on-post family housing at Fort Bragg under contract to the Army. The Army's Directorate of Public Works Housing Division oversees the contract and handles off-post and single-Soldier housing.
Corvias Military Housing (Fort Bragg Family Housing)
Estimated waits depend on your authorized rank and the number of bedrooms you qualify for. There is no single published number; ask the leasing center for the current estimate.
Corvias can send you the list of documents needed to apply.
Official housing page: Military OneSource, Fort Bragg housing. Phone numbers and wait times change, so confirm before you rely on them.
| Pay grade | BAH | Payment, median home | Gap | Neighborhoods covered | Verdict |
|---|---|---|---|---|---|
| E-1 to E-4 | $1,722 | $2,314 | -$592 | 3 of 14 | BAH covers 3 of 14 neighborhoods, but not the median home. |
| E-5 | $1,806 | $2,314 | -$508 | 4 of 14 | BAH covers 4 of 14 neighborhoods, but not the median home. |
| E-6 | $2,049 | $2,314 | -$265 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| E-7 | $2,094 | $2,314 | -$220 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| E-8 | $2,142 | $2,314 | -$172 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| E-9 | $2,244 | $2,314 | -$70 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| W-1 | $2,067 | $2,314 | -$247 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| W-2 | $2,112 | $2,314 | -$202 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| W-3 | $2,178 | $2,314 | -$136 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| W-4 | $2,271 | $2,314 | -$43 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| W-5 | $2,391 | $2,314 | +$77 | 8 of 14 | BAH covers the median home and 8 of 14 neighborhoods. |
| O-1 | $1,842 | $2,314 | -$472 | 5 of 14 | BAH covers 5 of 14 neighborhoods, but not the median home. |
| O-2 | $2,046 | $2,314 | -$268 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| O-3 | $2,175 | $2,314 | -$139 | 7 of 14 | BAH covers 7 of 14 neighborhoods, but not the median home. |
| O-4 | $2,427 | $2,314 | +$113 | 8 of 14 | BAH covers the median home and 8 of 14 neighborhoods. |
| O-5 | $2,610 | $2,314 | +$296 | 10 of 14 | BAH covers the median home and 10 of 14 neighborhoods. |
| O-6 | $2,628 | $2,314 | +$314 | 10 of 14 | BAH covers the median home and 10 of 14 neighborhoods. |
| Neighborhood | Median price | Recent sales | Est. payment | BAH needed |
|---|---|---|---|---|
| Downtown Fayetteville | $156,695 | 12 | $1,240 | first covered at E-1 to E-4 |
| Douglas Byrd | $204,929 | 110 | $1,622 | first covered at E-1 to E-4 |
| College Lakes | $215,000 | 17 | $1,701 | first covered at E-1 to E-4 |
In the Fort Bragg/Pope, NC (NC182) military housing area, the 2026 BAH for an E-5 with dependents is $1,806 a month and $1,527 without dependents. The full table for every pay grade is above on this page.
Source: DoD Defense Travel Management Office, BAH Rate Lookup
The median home price in Fayetteville is about $292,493. With 10% down, a 7% rate, a 30-year loan, plus property tax, insurance and mortgage insurance, that is roughly $2,314 a month. An E-5 with dependents gets $1,806 in BAH, so the median home comes in about $508 a month over BAH. Your own number depends on your rate, down payment and the specific home. VA loans can change the math, since they allow zero down.
Source: Median price: Redfin / NeighborSeek market data; tax rate: Census ACS 2023
Fort Bragg is the current official name. The installation was renamed Fort Liberty for a period and reverted to Fort Bragg in 2025, so older orders, listings and searches may still use Fort Liberty. BAH is set by the housing area, not the name.
Estimated waits depend on your authorized rank and the number of bedrooms you qualify for. There is no single published number; ask the leasing center for the current estimate.
Corvias Military Housing (Fort Bragg Family Housing). Corvias manages on-post family housing at Fort Bragg under contract to the Army. The Army's Directorate of Public Works Housing Division oversees the contract and handles off-post and single-Soldier housing. Numbers: Corvias Leasing and Relocation Center: 910-495-0878. Confirm numbers and wait times before relying on them.
In privatized on-post housing you generally keep receiving BAH and it goes to the housing company as rent, so you usually do not also pay a separate mortgage or rent. Utilities and renter's insurance are usually separate. Confirm the exact terms with the leasing office before you sign.
Source: DoD BAH Rate Lookup
Yes. VA-backed loans are available to eligible service members and veterans, typically with no down payment requirement and no monthly mortgage insurance, though a one-time VA funding fee usually applies unless you are exempt. Property tax in Fayetteville runs about 1.09% of home value per year (Census ACS 2023), which matters when you compare payment to BAH. A lender can confirm your eligibility and entitlement.
By median home price, the three lowest of the 14 mapped Fayetteville neighborhoods in our data are Downtown Fayetteville ($156,695), Douglas Byrd ($204,929), College Lakes ($215,000). Price is not the whole picture: commute, schools and your own budget matter, and crime on this page is a citywide grade, not neighborhood-level. Use the neighborhood list above with your own pay grade.
Source: Redfin neighborhood medians, Jan-Jun 2026; FBI UCR 2025
We email your exact BAH numbers right away. If you want help renting or buying, Chris will connect you with a licensed Real Broker agent in North Carolina.
BAH rates: Defense Travel Management Office (DTMO), effective January 1, 2026. Mortgage estimates assume 10% down, 7% interest, a 30-year term, property tax, insurance and PMI; they are estimates, not a loan offer. Crime grades are citywide FBI UCR 2025. Chris Harris, REALTOR® is affiliated with Real Broker, LLC and is not licensed in North Carolina; real estate services in North Carolina are provided by a licensed Real Broker agent there.