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Fort Bragg (formerly Fort Liberty): 2026 BAH, On-Post Housing and Neighborhoods

An E-5 with dependents at Fort Bragg receives $1,806 a month in BAH for 2026 ($1,527 without dependents) in the Fort Bragg/Pope, NC (NC182) area. The most affordable of 14 mapped Fayetteville neighborhoods with enough recent sales are Downtown Fayetteville ($156,695), Douglas Byrd ($204,929), College Lakes ($215,000). Estimated mortgage payments in those areas run $1,240 to $1,701 a month.

Reviewed by Chris Harris, REALTOR® (Real Broker, LLC). Questions? Text (270) 421-8726

Chris Harris, REALTOR

Questions about BAH, on-post housing or PCS timing?

Call or text Chris Harris, REALTOR® (Real Broker, LLC). He answers these himself.

Ready to rent or buy in North Carolina?

Chris is not licensed in North Carolina, so he will connect you with a licensed Real Broker agent there who knows Fayetteville. Chris may receive a referral fee from that agent’s brokerage. It does not change your price or what you pay.

2026 BAH rates at Fort Bragg, E-1 to O-10

Military housing area: Fort Bragg/Pope, NC (NC182). Effective January 1, 2026. Source: DoD Defense Travel Management Office BAH Rate Lookup. Last verified 2026-10-10. E-1 through E-4 share one rate, and O-7 through O-10 share one rate, as in DoD’s own tables.

Pay gradeWith dependentsWithout dependents
E-1$1,722$1,341
E-2$1,722$1,341
E-3$1,722$1,341
E-4$1,722$1,341
E-5$1,806$1,527
E-6$2,049$1,638
E-7$2,094$1,722
E-8$2,142$1,860
E-9$2,244$1,923
W-1$2,067$1,707
W-2$2,112$1,857
W-3$2,178$1,935
W-4$2,271$2,052
W-5$2,391$2,103
O-1E$2,097$1,803
O-2E$2,166$1,908
O-3E$2,289$2,040
O-1$1,842$1,635
O-2$2,046$1,782
O-3$2,175$1,956
O-4$2,427$2,088
O-5$2,610$2,109
O-6$2,628$2,154
O-7 to O-10$2,646$2,190

On-post housing at Fort Bragg

How it works

Corvias manages on-post family housing at Fort Bragg under contract to the Army. The Army's Directorate of Public Works Housing Division oversees the contract and handles off-post and single-Soldier housing.

Who runs it

Corvias Military Housing (Fort Bragg Family Housing)

The waitlist

Estimated waits depend on your authorized rank and the number of bedrooms you qualify for. There is no single published number; ask the leasing center for the current estimate.

Who can live there

Corvias can send you the list of documents needed to apply.

Who to call

Official housing page: Military OneSource, Fort Bragg housing. Phone numbers and wait times change, so confirm before you rely on them.

Chris does not earn anything from on-post housing, which is a direct lease between you and the housing company. This section is here because you asked about your real situation.

Off-post neighborhoods near Fort Bragg, adjusted for your BAH

Showing E-5 with dependents: BAH $1,806/mo (tax-free). Change the selectors and every number below updates; the choice is saved in the page address so you can share it.

Crime grade is Fayetteville’s real FBI UCR 2025 citywide grade (D), the same for every neighborhood; neighborhood-level crime data is not available for this city. 15 neighborhoods with real Redfin medians (1 marked limited data because fewer than 5 homes sold recently, and left out of the affordability answers). Estimate: 10% down, 7%, 30-year, plus property tax (1.09%, Census ACS 2023), insurance and PMI.

Downtown Fayetteville

$156,695 median
Est. mortgage $1,240/mo: $566/mo under your BAH
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school data pending · crime D (citywide)
View Downtown Fayetteville →

Douglas Byrd

$204,929 median
Est. mortgage $1,622/mo: $184/mo under your BAH
commute loading...
school data pending · crime D (citywide)
View Douglas Byrd →

College Lakes

$215,000 median
Est. mortgage $1,701/mo: $105/mo under your BAH
commute loading...
school data pending · crime D (citywide)
View College Lakes →

Westover

$225,921 median
Est. mortgage $1,788/mo: $18/mo under your BAH
commute loading...
school data pending · crime D (citywide)
View Westover →

Seventy-First

$229,420 median
Est. mortgage $1,815/mo: $9/mo over your BAH
commute loading...
school data pending · crime D (citywide)
View Seventy-First →

Hillendale

$240,000 median
Est. mortgage $1,899/mo: $93/mo over your BAH
commute loading...
school data pending · crime D (citywide)
View Hillendale →

South View

$245,500 median
Est. mortgage $1,943/mo: $137/mo over your BAH
commute data pending
school data pending · crime D (citywide)
View South View →

Terry Sanford

$289,899 median
Est. mortgage $2,294/mo: $488/mo over your BAH
commute loading...
school data pending · crime D (citywide)
View Terry Sanford →

Pine Forest

$322,500 median
Est. mortgage $2,552/mo: $746/mo over your BAH
commute loading...
school data pending · crime D (citywide)
View Pine Forest →

Jack Britt

$324,387 median
Est. mortgage $2,567/mo: $761/mo over your BAH
commute loading...
school data pending · crime D (citywide)
View Jack Britt →

Gray's Creek

$356,500 median
Est. mortgage $2,821/mo: $1,015/mo over your BAH
commute data pending
school data pending · crime D (citywide)
View Gray's Creek →

Anderson Creek Club

$368,872 median
Est. mortgage $2,919/mo: $1,113/mo over your BAH
commute data pending
school data pending · crime D (citywide)
View Anderson Creek Club →

Kings Grant Club

$395,862 median
Est. mortgage $3,132/mo: $1,326/mo over your BAH
commute data pending
school data pending · crime D (citywide)
View Kings Grant Club →

Carolina Lakes

$399,861 median
Est. mortgage $3,164/mo: $1,358/mo over your BAH
commute data pending
school data pending · crime D (citywide)
View Carolina Lakes →

Carolina Hills

$412,050 median limited data (2 recent sales)
Est. mortgage $3,260/mo: $1,454/mo over your BAH
commute loading...
school data pending · crime D (citywide)
View Carolina Hills →

Can you buy near Fort Bragg on BAH alone?

With dependents, 10% down, 7% interest, 30 years, plus property tax (1.09%, Census ACS 2023), insurance and PMI. Median home: about $292,493 for Fayetteville (Redfin). “Well-sampled” means at least 5 recent sales. Compare every base in the 2026 BAH-versus-mortgage study.

Pay gradeBAHPayment, median homeGapNeighborhoods coveredVerdict
E-1 to E-4$1,722$2,314-$5923 of 14BAH covers 3 of 14 neighborhoods, but not the median home.
E-5$1,806$2,314-$5084 of 14BAH covers 4 of 14 neighborhoods, but not the median home.
E-6$2,049$2,314-$2657 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
E-7$2,094$2,314-$2207 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
E-8$2,142$2,314-$1727 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
E-9$2,244$2,314-$707 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
W-1$2,067$2,314-$2477 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
W-2$2,112$2,314-$2027 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
W-3$2,178$2,314-$1367 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
W-4$2,271$2,314-$437 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
W-5$2,391$2,314+$778 of 14BAH covers the median home and 8 of 14 neighborhoods.
O-1$1,842$2,314-$4725 of 14BAH covers 5 of 14 neighborhoods, but not the median home.
O-2$2,046$2,314-$2687 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
O-3$2,175$2,314-$1397 of 14BAH covers 7 of 14 neighborhoods, but not the median home.
O-4$2,427$2,314+$1138 of 14BAH covers the median home and 8 of 14 neighborhoods.
O-5$2,610$2,314+$29610 of 14BAH covers the median home and 10 of 14 neighborhoods.
O-6$2,628$2,314+$31410 of 14BAH covers the median home and 10 of 14 neighborhoods.

The most affordable well-sampled neighborhoods

NeighborhoodMedian priceRecent salesEst. paymentBAH needed
Downtown Fayetteville$156,69512$1,240first covered at E-1 to E-4
Douglas Byrd$204,929110$1,622first covered at E-1 to E-4
College Lakes$215,00017$1,701first covered at E-1 to E-4

Frequently asked questions about Fort Bragg housing

How much is BAH for an E-5 with dependents at Fort Bragg in 2026?

In the Fort Bragg/Pope, NC (NC182) military housing area, the 2026 BAH for an E-5 with dependents is $1,806 a month and $1,527 without dependents. The full table for every pay grade is above on this page.

Source: DoD Defense Travel Management Office, BAH Rate Lookup

Is BAH enough to cover a mortgage in Fayetteville?

The median home price in Fayetteville is about $292,493. With 10% down, a 7% rate, a 30-year loan, plus property tax, insurance and mortgage insurance, that is roughly $2,314 a month. An E-5 with dependents gets $1,806 in BAH, so the median home comes in about $508 a month over BAH. Your own number depends on your rate, down payment and the specific home. VA loans can change the math, since they allow zero down.

Source: Median price: Redfin / NeighborSeek market data; tax rate: Census ACS 2023

Is Fort Bragg the same as Fort Liberty?

Fort Bragg is the current official name. The installation was renamed Fort Liberty for a period and reverted to Fort Bragg in 2025, so older orders, listings and searches may still use Fort Liberty. BAH is set by the housing area, not the name.

Source: Military OneSource installation page

How long is the on-post housing waitlist at Fort Bragg?

Estimated waits depend on your authorized rank and the number of bedrooms you qualify for. There is no single published number; ask the leasing center for the current estimate.

Source: Military OneSource installation housing page

Who runs on-post housing at Fort Bragg and who do I call?

Corvias Military Housing (Fort Bragg Family Housing). Corvias manages on-post family housing at Fort Bragg under contract to the Army. The Army's Directorate of Public Works Housing Division oversees the contract and handles off-post and single-Soldier housing. Numbers: Corvias Leasing and Relocation Center: 910-495-0878. Confirm numbers and wait times before relying on them.

Source: Military OneSource installation housing page

Do I still get BAH if I live in privatized housing at Fort Bragg?

In privatized on-post housing you generally keep receiving BAH and it goes to the housing company as rent, so you usually do not also pay a separate mortgage or rent. Utilities and renter's insurance are usually separate. Confirm the exact terms with the leasing office before you sign.

Source: DoD BAH Rate Lookup

Can I use a VA loan to buy a home near Fort Bragg?

Yes. VA-backed loans are available to eligible service members and veterans, typically with no down payment requirement and no monthly mortgage insurance, though a one-time VA funding fee usually applies unless you are exempt. Property tax in Fayetteville runs about 1.09% of home value per year (Census ACS 2023), which matters when you compare payment to BAH. A lender can confirm your eligibility and entitlement.

Source: U.S. Department of Veterans Affairs, VA home loans

Which Fayetteville neighborhoods are the most affordable for Fort Bragg families?

By median home price, the three lowest of the 14 mapped Fayetteville neighborhoods in our data are Downtown Fayetteville ($156,695), Douglas Byrd ($204,929), College Lakes ($215,000). Price is not the whole picture: commute, schools and your own budget matter, and crime on this page is a citywide grade, not neighborhood-level. Use the neighborhood list above with your own pay grade.

Source: Redfin neighborhood medians, Jan-Jun 2026; FBI UCR 2025

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BAH rates: Defense Travel Management Office (DTMO), effective January 1, 2026. Mortgage estimates assume 10% down, 7% interest, a 30-year term, property tax, insurance and PMI; they are estimates, not a loan offer. Crime grades are citywide FBI UCR 2025. Chris Harris, REALTOR® is affiliated with Real Broker, LLC and is not licensed in North Carolina; real estate services in North Carolina are provided by a licensed Real Broker agent there.