Naval Station Norfolk: 2026 BAH, On-Post Housing and Neighborhoods
An E-5 with dependents at Norfolk receives $2,430 a month in BAH for 2026 ($1,908 without dependents) in the Norfolk/Portsmouth, VA (VA298) area. On post, Navy Region Mid-Atlantic family housing; the Navy Housing Service Center assigns it. The official page names no private partner. Over 4,000 family housing units across Hampton Roads; report to the Housing Service Center before signing any lease. A neighborhood guide for this area is coming; the BAH table and on-post housing details below are complete.
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2026 BAH rates at Norfolk, E-1 to O-10
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,229 | $1,707 |
| E-2 | $2,229 | $1,707 |
| E-3 | $2,229 | $1,707 |
| E-4 | $2,229 | $1,707 |
| E-5 | $2,430 | $1,908 |
| E-6 | $2,559 | $2,043 |
| E-7 | $2,604 | $2,235 |
| E-8 | $2,661 | $2,463 |
| E-9 | $2,796 | $2,487 |
| W-1 | $2,574 | $2,166 |
| W-2 | $2,628 | $2,460 |
| W-3 | $2,697 | $2,496 |
| W-4 | $2,832 | $2,562 |
| W-5 | $3,000 | $2,616 |
| O-1E | $2,613 | $2,427 |
| O-2E | $2,685 | $2,481 |
| O-3E | $2,859 | $2,547 |
| O-1 | $2,454 | $2,022 |
| O-2 | $2,556 | $2,367 |
| O-3 | $2,694 | $2,505 |
| O-4 | $3,054 | $2,601 |
| O-5 | $3,318 | $2,625 |
| O-6 | $3,342 | $2,673 |
| O-7 to O-10 | $3,366 | $2,718 |
On-post housing at Norfolk
How it works
Every service member reporting to the Hampton Roads area must report to the Navy Housing Service Center before negotiating a lease or rental agreement. Send a copy of orders, page 2 and DD 1746 to hold your application, then activate it after you check in.
Who runs it
Navy Region Mid-Atlantic family housing; the Navy Housing Service Center assigns it. The official page names no private partner.
The waitlist
Wait times depend on rank, application date and bedroom entitlement. The page cites over 4,000 family housing units in Hampton Roads. Backdating applies if you apply within 30 days of reporting.
Who can live there
Spouses applying need a specific power of attorney. Two pets per family, with breed restrictions; no waterbeds. Midway Manor has some no-pet, no-smoking units.
Who to call
- Navy Housing Service Center, 7924 14th Street, Norfolk: 757-445-2832
- Navy Housing Service Center (toll-free): 1-800-628-7510
Official housing page: Military OneSource, Norfolk housing. Phone numbers and wait times change, so confirm before you rely on them.
Off-post neighborhoods near Norfolk
Neighborhood guide coming for Norfolk
We do not yet have complete, verified neighborhood and commute data for this area, so we are not going to show you a guess. Your BAH is in the table above. Chris can walk you through BAH and PCS timing directly, and can introduce you to a licensed Real Broker agent here if you want to rent or buy.
Frequently asked questions about Norfolk housing
How much is BAH for an E-5 with dependents at Norfolk in 2026?
In the Norfolk/Portsmouth, VA (VA298) military housing area, the 2026 BAH for an E-5 with dependents is $2,430 a month and $1,908 without dependents. The full E-1 to O-10 table is above on this page.
Source: DoD Defense Travel Management Office, BAH Rate Lookup
Which BAH area covers Norfolk?
DoD lists Norfolk in the Norfolk/Portsmouth, VA (VA298) housing area. You are paid the rate for your duty station's ZIP code, not for where you choose to live, so living farther out does not change your BAH. Shares the Norfolk/Portsmouth BAH area (VA298) with JEB Little Creek-Fort Story and nearby Navy bases.
Source: DoD BAH Rate Lookup
How long is the on-post housing waitlist at Norfolk?
Wait times depend on rank, application date and bedroom entitlement. The page cites over 4,000 family housing units in Hampton Roads. Backdating applies if you apply within 30 days of reporting.
Who runs on-post housing at Norfolk and who do I call?
Navy Region Mid-Atlantic family housing; the Navy Housing Service Center assigns it. The official page names no private partner. Every service member reporting to the Hampton Roads area must report to the Navy Housing Service Center before negotiating a lease or rental agreement. Send a copy of orders, page 2 and DD 1746 to hold your application, then activate it after you check in. Numbers: Navy Housing Service Center, 7924 14th Street, Norfolk: 757-445-2832; Navy Housing Service Center (toll-free): 1-800-628-7510. Confirm numbers and wait times before relying on them.
What are the key numbers for on-post housing at Norfolk?
Over 4,000 family housing units across Hampton Roads. Report to the Housing Service Center before signing any lease. Applications are backdated if filed within 30 days of reporting. Two pets per family.
Who has to live in the barracks or follow special rules at Norfolk?
Spouses applying need a specific power of attorney. Two pets per family, with breed restrictions; no waterbeds. Midway Manor has some no-pet, no-smoking units.
When is the housing office open at Norfolk?
The official page lists: Mon-Fri 7:30 a.m.-4:00 p.m.; closed weekends and holidays. Hours change, so call ahead.
Can I use a VA loan to buy near Norfolk instead?
Yes, if you are eligible: VA loans typically need no down payment. Compare a lender's quote with your $2,430 E-5 BAH. We have no verified Norfolk neighborhood prices yet, so we publish no payment estimate.
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