← Retirement destinations

Retiring to Jacksonville, FL

Selling a home for $525,000 and keeping $150,000 in the bank leaves room to buy in 14 of 24 Jacksonville neighborhoods with 5+ sales, Oct 2025–Sep 2026 (after 6% selling costs, buying at the neighborhood median). The closest of those to a hospital is Murray Hill, Jacksonville (6 min to Ascension St. Vincent's Riverside, typical drive with no traffic). Property tax in Jacksonville runs about 0.77% of value a year (Census ACS 2023).

Questions? Call or text Chris Harris, REALTOR®: (270) 421-8726.

Cash to keep in the bank
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    Plan a scouting week

    One neighborhood a day: the drive to the hospital and homes to see.

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    Ask Chris

    Chris Harris, REALTOR®, reads every note himself. He is not licensed in Florida, so for showings and offers he introduces you to a licensed agent there; he may receive a referral fee from that agent’s brokerage, which does not change your price. Can’t visit first? Say so in your note.

    Every neighborhood we have numbers for

    Neighborhoods with 5+ sales, Oct 2025–Sep 2026 (Redfin), cheapest first by town. Minutes: typical drive, no traffic to the facility named for each kind, © openrouteservice.org by HeiGIT | Map data © OpenStreetMap contributors.

    NeighborhoodTownMedian saleSalesHospitalVA medical centerAirport
    Jacksonville HeightsJacksonville$169,90215618 min25 min32 min
    Cedar HillsJacksonville$192,94114013 min21 min32 min
    HighlandsJacksonville$214,13512414 min15 min17 min
    Northwest JacksonvilleJacksonville$242,949227314 min15 min23 min
    Windy HillJacksonville$268,92512812 min11 min33 min
    LorettoJacksonville$269,87412223 min22 min47 min
    Southwest JacksonvilleJacksonville$274,423226519 min31 min39 min
    Murray HillJacksonville$274,9232056 min13 min33 min
    Jacksonville Heights SouthJacksonville$275,9237018 min25 min33 min
    Southside EstatesJacksonville$289,91910512 min12 min30 min
    ArlingwoodJacksonville$297,91712117 min17 min28 min
    DeerwoodJacksonville$312,91224619 min11 min39 min
    Pecan ParkJacksonville$314,91212820 min20 min13 min
    Chimney LakesJacksonville$325,35925819 min33 min42 min
    OceanwayJacksonville$349,89418017 min18 min14 min
    RiversideJacksonville$369,8961793 min8 min28 min
    The CapeJacksonville$378,89412032 min32 min24 min
    East ArlingtonJacksonville$384,84221419 min15 min28 min
    SandalwoodJacksonville$399,88814821 min15 min29 min
    AvondaleJacksonville$419,8821164 min12 min32 min
    GreenlandJacksonville$423,38114217 min12 min39 min
    DeercreekJacksonville$469,71815117 min12 min39 min
    RivertownJacksonville$524,85350614 min9 min38 min
    BeachesJacksonville$682,30981427 min19 min42 min

    Left out because they are outside Jacksonville: The King & the Bear (outside the city (St. Johns County)), Golden Glades-the Woods (outside the city), Julington Creek (outside the city (St. Johns County)).

    Redfin groups these with Jacksonville, but we have no map location for them yet, so we can’t confirm they are in town: Normandy Estates, North Jacksonville, Greater Arlington, Forest Trails, Mandarin Station-Losco, Southeast Jacksonville, Palencia, Vilano Beach.

    Check crime data

    We don’t grade neighborhoods on crime. Look up the streets you’re considering in Jacksonville with the agency that patrols them:

    What Florida doesn’t tax

    Florida has no state income tax.

    • Florida has no state income tax, so Social Security is not taxed by the state.
    • Pensions and retirement withdrawals are not taxed by the state (no state income tax).
    • Military retired pay is not taxed by the state (no state income tax).
    • Homestead exemption of up to $51,411 in 2026 ($25,000 on all taxes plus $26,411 on non-school taxes), plus a county/city-option additional exemption of up to $50,000 for owners 65 and older whose household income is under the state's annual limit; a second local option can exempt the whole assessed value for owners 65+ with 25 years in a home valued under $250,000. Apply with the county property appraiser (s. 196.075, F.S.).
    • The 65+ exemption's household income limit is $38,686 for 2026.

    Full details: Florida retirement taxes →

    Source: Florida Department of Revenue, Taxes and Fees (no personal income tax is listed; only corporate income tax) (read 2026-10-17); Florida Department of Revenue, PT-110 and Additional Homestead Exemption Adjustment (Jan 2026) (read 2026-10-20); Florida Department of Revenue, Additional Homestead Exemptions (Jan 2026) (read 2026-10-20). Figures change each year; confirm with the agency before you rely on them. Not tax advice.

    The twenty-year test

    Which of these do you need in the house you will live in for twenty years?

    Email me homes that pass

    The alert matches what the listing feed has: price, bedrooms, bathrooms, year built and house type. Chris checks each match for the features the listing feed can’t see.

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    Home prices: Redfin neighborhood medians, Jul–Sep 2026, neighborhoods with 5+ sales. Property tax: Census ACS 2023 effective rates. Selling costs estimated at 6% of the sale price.