← Retirement destinations

Retiring to Killeen–Fort Hood, TX

Selling a home for $525,000 and keeping $150,000 in the bank leaves room to buy in 10 of 10 Killeen neighborhoods with 5+ sales, Oct 2025–Sep 2026 (after 6% selling costs, buying at the neighborhood median). The closest of those to a hospital is Chantz, Killeen (3 min to Seton Medical Center Harker Heights, typical drive with no traffic). Property tax in Killeen runs about 1.64% of value a year (Census ACS 2023).

Questions? Call or text Chris Harris, REALTOR®: (270) 421-8726.

Cash to keep in the bank
What do you want close?

    Next steps, your choice

    Plan a scouting week

    One neighborhood a day: the drive to the hospital and homes to see.

    Plan my visit

    Share with family

    A link that reopens this page on the same town. Nothing else is in it.

    Ask Chris

    Chris Harris, REALTOR®, reads every note himself. He is not licensed in Texas, so for showings and offers he introduces you to a licensed agent there; he may receive a referral fee from that agent’s brokerage, which does not change your price. Can’t visit first? Say so in your note.

    Every neighborhood we have numbers for

    Neighborhoods with 5+ sales, Oct 2025–Sep 2026 (Redfin), cheapest first by town. Minutes: typical drive, no traffic to the facility named for each kind, © openrouteservice.org by HeiGIT | Map data © OpenStreetMap contributors.

    NeighborhoodTownMedian saleSalesHospitalVA medical centerAirport
    RoseKilleen$101,9711010 min23 min33 min
    Killeen HeightsKilleen$114,168126 min23 min28 min
    North KilleenKilleen$119,9667010 min27 min23 min
    CrestviewKilleen$132,01397 min25 min22 min
    Texas WestKilleen$202,943127 min24 min22 min
    ChantzKilleen$226,36263 min21 min25 min
    Lonesome DoveKilleen$231,935427 min31 min24 min
    BridgewoodKilleen$235,434628 min35 min26 min
    Trimmier EstatesKilleen$243,932317 min25 min26 min
    Yowell RanchKilleen$294,9174512 min29 min32 min

    Left out because they are outside Killeen: Stratford (name of another town).

    Redfin groups these with Killeen, but we have no map location for them yet, so we can’t confirm they are in town: Tal Coe Place, Crescent Manor, Morris, Pershing Place, Sugar Loaf Estates, South Meadows, Heather Glen, Hymesa Estates, Willow Ridge, Colonial Park, Clear Creek Estates, Conder Valley, Goodnight Ranch, Chimney Hill Estates, House Creek North, West Ridge Estates, Union Grove, White Rock Estates, Skipcha South.

    Check crime data

    We don’t grade neighborhoods on crime. Look up the streets you’re considering in Killeen with the agency that patrols them:

    What Texas doesn’t tax

    Texas has no state income tax.

    • Texas has no state income tax, so Social Security is not taxed by the state (federal tax may still apply to part of it).
    • Pensions, 401(k) and IRA withdrawals are not taxed by the state (no state income tax).
    • Military retired pay is not taxed by the state (no state income tax).
    • Over-65 homestead: school districts must exempt $140,000 of a residence homestead for everyone plus an additional $60,000 for owners 65 and older (Tax Code 11.13(b), (c)); other taxing units may add a local-option exemption of at least $3,000. Apply with the county appraisal district.

    Full details: Texas retirement taxes →

    Source: Texas Comptroller (no state income tax); AARP Texas tax guide (read 2026-10-17); Texas Comptroller (no state income tax) (read 2026-10-17); Texas Comptroller, Property Tax Exemptions (read 2026-10-17). Figures change each year; confirm with the agency before you rely on them. Not tax advice.

    The twenty-year test

    Which of these do you need in the house you will live in for twenty years?

    Email me homes that pass

    The alert matches what the listing feed has: price, bedrooms, bathrooms, year built and house type. Chris checks each match for the features the listing feed can’t see.

    Home prices: Redfin neighborhood medians, Jul–Sep 2026, neighborhoods with 5+ sales. Property tax: Census ACS 2023 effective rates. Selling costs estimated at 6% of the sale price.