← Retirement destinations

Retiring to Tacoma–Olympia, WA

Selling a home for $525,000 and keeping $150,000 in the bank leaves room to buy in 1 of 26 Tacoma and Olympia neighborhoods with 5+ sales, Oct 2025–Sep 2026 (after 6% selling costs, buying at the neighborhood median). The closest of those to a hospital is New Market, Olympia (13 min to Providence St. Peter Hospital, typical drive with no traffic). Property tax in Olympia runs about 0.92% of value a year (Census ACS 2023).

Questions? Call or text Chris Harris, REALTOR®: (270) 421-8726.

Cash to keep in the bank
What do you want close?

    Next steps, your choice

    Plan a scouting week

    One neighborhood a day: the drive to the hospital and homes to see.

    Plan my visit

    Share with family

    A link that reopens this page on the same town. Nothing else is in it.

    Ask Chris

    Chris Harris, REALTOR®, reads every note himself. He is not licensed in WA, so for showings and offers he introduces you to a licensed agent there; he may receive a referral fee from that agent’s brokerage, which does not change your price. Can’t visit first? Say so in your note.

    Every neighborhood we have numbers for

    Neighborhoods with 5+ sales, Oct 2025–Sep 2026 (Redfin), cheapest first by town. Minutes: typical drive, no traffic to the facility named for each kind, © openrouteservice.org by HeiGIT | Map data © OpenStreetMap contributors.

    NeighborhoodTownMedian saleSalesHospitalVA medical centerAirport
    Madrona / OaklandTacoma$404,887258 min21 min36 min
    South TacomaTacoma$427,38025111 min18 min38 min
    LakeviewTacoma$437,877563 min10 min42 min
    EastsideTacoma$439,37738610 min23 min34 min
    South EndTacoma$442,37652311 min17 min37 min
    CentralTacoma$474,8672755 min21 min37 min
    Downtown TacomaTacoma$549,846893 min21 min33 min
    New TacomaTacoma$549,846892 min21 min33 min
    West EndTacoma$599,83240011 min27 min42 min
    North EastTacoma$647,51919717 min33 min30 min
    North EndTacoma$654,8173555 min25 min39 min
    Northeast TacomaTacoma$701,80322318 min33 min32 min
    SoundviewTacoma$944,735445 min25 min37 min
    New MarketOlympia$269,874513 min12 min68 min
    EastsideOlympia$469,868329 min8 min64 min
    South CapitolOlympia$484,8641210 min9 min65 min
    North East OlympiaOlympia$511,3577514 min13 min54 min
    MeadowsOlympia$511,85719113 min12 min68 min
    Indian CreekOlympia$539,849157 min6 min63 min
    WildernessOlympia$549,8462214 min13 min70 min
    Northwest OlympiaOlympia$567,3413410 min9 min66 min
    DeschutesOlympia$574,8392411 min10 min66 min
    Southeast OlympiaOlympia$589,8352513 min12 min69 min
    Hawks PrairieOlympia$594,83319113 min12 min54 min
    LittlerockOlympia$624,8256620 min19 min75 min
    Cain RoadOlympia$772,2843410 min9 min66 min

    Left out because they are outside Tacoma and Olympia: Pacific (a separate city), Northeast Lakewood (Lakewood, a separate city), North Lakewood (Lakewood, a separate city), Gig Harbor North (Gig Harbor, a separate city), Central Lacey (Lacey, a separate city).

    Redfin groups these with Tacoma and Olympia, but we have no map location for them yet, so we can’t confirm they are in town: Central Lakes, Edmond Village, Palisade Village, Yehle Park Village, Hoffman Hill Village, South Lakes, Westside, Rosedale-Hunt, Purdy, View Basin, Canter, Upper Eastside, Thompson Place, South Westside, Tumwater Hill, Horizons, Trosper, The Lakes, Tumwater Airport, Carlyon North, Southeast Capitol Boulevard, Bigelow Highlands, Oak Tree, Chambers Lake Basin, Pleasant Glade, Downtown Olympia, Indian Summer Golf & Country Club.

    Check crime data

    We don’t grade neighborhoods on crime. Look up the streets you’re considering in Tacoma or Olympia with the agency that patrols them:

    What Washington doesn’t tax

    Washington has no state income tax.

    • Social Security, pensions, IRAs, 401(k)s and military retired pay are not taxed by the state. A 9.9% tax on income over $1 million starts January 1, 2028.
    • Property tax exemption for homeowners 61 or older, people unable to work because of a disability, and veterans with an 80%+ service-connected rating (or paid at the 100% rate) whose income is under the county limit. Apply with the county assessor.

    Full details: Washington retirement taxes →

    Source: Washington Department of Revenue, Income tax (read 2026-10-20); Washington Department of Revenue, Property tax exemption for seniors, people retired due to disability, and veterans with disabilities (read 2026-10-20). Figures change each year; confirm with the agency before you rely on them. Not tax advice.

    The twenty-year test

    Which of these do you need in the house you will live in for twenty years?

    Email me homes that pass

    The alert matches what the listing feed has: price, bedrooms, bathrooms, year built and house type. Chris checks each match for the features the listing feed can’t see.

    Home prices: Redfin neighborhood medians, Jul–Sep 2026, neighborhoods with 5+ sales. Property tax: Census ACS 2023 effective rates. Selling costs estimated at 6% of the sale price.