Radcliff, KY Neighborhoods Ranked by Price and BAH Fit
425 homes with a Radcliff address sold through the local MLS between October 2024 and October 2026, at a median of $239,900. 27 subdivisions had at least 5 sales, enough to rank. The most affordable are Rolling Oaks ($150,000), Happy Valley ($176,125), The Woods at Atcher ($192,000). At those medians, 4 of the 27 ranked subdivisions have an estimated monthly payment at or under the 2026 E-5 BAH with dependents at Fort Knox ($1,647).
Radcliff subdivisions ranked by median sale price
| # | Subdivision | Sales | Median | Typical range | Median sq ft | Median year built | Est. payment | vs E-5 BAH |
|---|---|---|---|---|---|---|---|---|
| 1 | Rolling Oaks | 9 | $150,000 | $133,500–$174,900 | 1,224 | 1983 | $1,144 | $503 under |
| 2 | Happy Valley | 16 | $176,125 | $162,250–$191,250 | 1,150 | 1985 | $1,344 | $303 under |
| 3 | The Woods at Atcher | 5 | $192,000 | $151,000–$205,000 | 1,378 | 2006 | $1,465 | $182 under |
| 4 | Whispering Hills | 23 | $215,000 | $190,000–$233,450 | 1,620 | 1986 | $1,640 | $7 under |
| 5 | Woodlawn Acres | 8 | $217,000 | $198,500–$227,000 | 1,378 | 1977 | $1,655 | $8 over |
| 6 | University Acres | 11 | $220,000 | $110,000–$233,250 | 1,560 | 1967 | $1,678 | $31 over |
| 7 | Tanglewood | 10 | $222,500 | $162,888–$248,050 | 1,650 | 1983 | $1,697 | $50 over |
| 8 | Plantation Acres | 11 | $225,000 | $199,750–$251,000 | 2,150 | 1963 | $1,716 | $69 over |
| 9 | Lincoln Trail Acres | 13 | $226,000 | $217,000–$264,000 | 2,321 | 1975 | $1,724 | $77 over |
| 10 | Indian Hills | 12 | $227,000 | $219,000–$260,750 | 1,588 | 1978 | $1,732 | $85 over |
| 11 | Pearman Manor | 14 | $229,950 | $208,375–$249,250 | 1,451 | 1974 | $1,754 | $107 over |
| 12 | Rainbow Village | 5 | $234,000 | $185,000–$259,900 | 1,687 | 1992 | $1,785 | $138 over |
| 13 | Meadow Lake | 11 | $240,000 | $212,000–$303,000 | 1,974 | 1989 | $1,831 | $184 over |
| 14 | Heatherfield Estates | 11 | $243,000 | $183,000–$247,250 | 1,474 | 1996 | $1,854 | $207 over |
| 15 | Woods Hollow | 8 | $245,700 | $235,000–$253,875 | 2,008 | 1986 | $1,874 | $227 over |
| 16 | Tuscany Place | 6 | $246,022 | $219,000–$300,000 | 1,303 | 2007 | $1,877 | $230 over |
| 17 | Bob-O-Link | 11 | $250,000 | $237,563–$263,450 | 2,181 | 1971 | $1,907 | $260 over |
| 18 | Foxboro | 9 | $255,000 | $223,500–$269,900 | 2,004 | 1984 | $1,945 | $298 over |
| 19 | Shelton Woods | 17 | $264,991 | $254,990–$269,991 | 1,774 | 2024 | $2,021 | $374 over |
| 20 | Meadow Lake MNR | 5 | $270,000 | $225,000–$304,000 | 2,388 | 1988 | $2,060 | $413 over |
| 21 | Arlington Center | 13 | $272,990 | $269,990–$277,990 | 1,774 | 2025 | $2,083 | $436 over |
| 22 | Kendale Estates | 5 | $275,000 | $227,900–$290,000 | 2,187 | 1977 | $2,098 | $451 over |
| 23 | Hilltop Terrace | 8 | $285,000 | $272,475–$288,250 | 2,027 | 1999 | $2,174 | $527 over |
| 24 | The Meadows | 5 | $299,900 | $190,000–$343,000 | 2,300 | 1981 | $2,288 | $641 over |
| 25 | Scenic Acres | 8 | $300,000 | $244,975–$347,624 | 2,440 | 1967 | $2,289 | $642 over |
| 26 | Shadowood Estates | 5 | $360,000 | $282,000–$563,000 | 3,360 | 1989 | $2,746 | $1,099 over |
| 27 | Paragon Orchard | 5 | $367,000 | $300,000–$390,000 | 2,520 | 2020 | $2,800 | $1,153 over |
Lowest median first. Range is the middle half of sales (8+ sales) or low to high (5 to 7). Payment: 10% down at 7% with Radcliff’s 0.749% tax rate; a VA loan changes it. 67 smaller subdivisions and 36 sales with no subdivision listed are counted in city totals only. Methods.
Not sure which subdivision fits? The HardinIQ matcher scores Hardin County areas against your budget, schools and commute, or take the 2-minute neighborhood quiz.
Living in Radcliff while stationed at Fort Knox
Radcliff sits directly south of Fort Knox along U.S. 31W (Dixie Highway), which makes it the closest city to post for most soldiers and the reason so much of its housing serves military families.
Radcliff's public schools are part of Hardin County Schools; North Hardin High School is the high school located in the city.
Prices here are the lowest of the three Hardin County cities in this guide, and its citywide crime grade is the weakest of the three, so it is worth comparing specific subdivisions rather than the city as a whole.
If you have orders to Fort Knox, the Fort Knox BAH and housing guide has the full 2026 BAH table for every grade, on-post housing with Knox Hills, and how Radcliff compares with Elizabethtown and Vine Grove.
Public schools located in Radcliff
| School | Reading proficient | Math proficient |
|---|---|---|
| North Hardin High School | 44% | 38% |
| North Middle School | 32% | 22% |
| Woodland Elementary School | 32% | 21% |
| Meadow View Elementary School | 32% | 17% |
| Radcliff Elementary School | 30% | 19% |
Percent proficient, all grades, 2021-22 (EDFacts). Being located in Radcliff does not mean a school serves a given subdivision. 2 other programs here publish no score.
Crime, taxes and rent in Radcliff
Radcliff logged 67 violent crimes in 2025 among 22,628 residents (296 per 100,000, grade C), a single citywide number from the FBI. Renting instead? HUD puts ZIP 40160 at $980 for two bedrooms and $1,360 for three, next to $1,647 for an E-5 with dependents.
Frequently asked questions about Radcliff
What is the median home price in Radcliff, KY?
Homes with a Radcliff address sold for a median of $239,900 across 425 MLS sales from October 2024 to October 2026. Redfin's most recent three-month figure for ZIP 40160 is $249,944 on 78 sales.
What is the cheapest subdivision in Radcliff with enough sales to compare?
Rolling Oaks, with a median of $150,000 across 9 sales. The next lowest are Happy Valley ($176,125) and The Woods at Atcher ($192,000).
Can an E-5 at Fort Knox afford a house in Radcliff on BAH?
In 4 of 27 ranked subdivisions, the estimated payment at the median price (10% down, 7%) is at or under the 2026 E-5 with-dependents BAH of $1,647. With a VA loan and no down payment the math changes, so get a lender quote for your own numbers.
Which Radcliff subdivision sells the most homes?
Whispering Hills, with 23 sales in the period at a median of $215,000. Arlington Center has the highest share of homes built 2024 or later (100%).
How safe is Radcliff, KY?
The FBI reports 67 violent crimes in Radcliff in 2025, 296 per 100,000 residents, which is grade C on our scale. The figure is citywide; it does not tell you about a single street.
What are property taxes in Radcliff?
The Census estimates an effective property tax rate of 0.749% in Radcliff (median taxes paid divided by median home value, ACS 2023). On a $239,900 home that is about $1,797 a year.