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Fort Stewart: 2026 BAH, On-Post Housing and Neighborhoods

An E-5 with dependents at Fort Stewart receives $2,310 a month in BAH for 2026 ($1,947 without dependents) in the Fort Stewart, GA (GA080) area. On post, Fort Stewart Family Homes, run by Balfour Beatty Communities. Leasing office open Saturdays 10 a.m.-4 p.m. and Wednesday evenings until 7 p.m; single soldiers E-1 to E-5 share barracks rooms. A neighborhood guide for this area is coming; the BAH table and on-post housing details below are complete.

Reviewed by Chris Harris, REALTOR® (Real Broker, LLC). Questions? Text (270) 421-8726

Chris Harris, REALTOR

Questions about BAH, on-post housing or PCS timing?

Call or text Chris Harris, REALTOR® (Real Broker, LLC). He answers these himself.

Ready to rent or buy in Georgia?

Chris is not licensed in Georgia, so he will connect you with a licensed Real Broker agent there who knows Fort Stewart. Chris may receive a referral fee from that agent’s brokerage. It does not change your price or what you pay.

2026 BAH rates at Fort Stewart, E-1 to O-10

Military housing area: Fort Stewart, GA (GA080). Effective January 1, 2026. Source: DoD Defense Travel Management Office BAH Rate Lookup. Last verified 2026-10-10. E-1 through E-4 share one rate, and O-7 through O-10 share one rate, as in DoD’s own tables.

Pay gradeWith dependentsWithout dependents
E-1$2,175$1,791
E-2$2,175$1,791
E-3$2,175$1,791
E-4$2,175$1,791
E-5$2,310$1,947
E-6$2,439$2,049
E-7$2,493$2,178
E-8$2,556$2,340
E-9$2,682$2,367
W-1$2,454$2,142
W-2$2,520$2,337
W-3$2,601$2,376
W-4$2,715$2,442
W-5$2,859$2,508
O-1E$2,502$2,307
O-2E$2,586$2,361
O-3E$2,736$2,427
O-1$2,334$2,037
O-2$2,436$2,268
O-3$2,598$2,385
O-4$2,904$2,490
O-5$3,129$2,520
O-6$3,153$2,577
O-7 to O-10$3,174$2,619

On-post housing at Fort Stewart

How it works

Apply with the Fort Stewart Family Homes leasing office at 50 Southern Oaks Drive.

Who runs it

Fort Stewart Family Homes, run by Balfour Beatty Communities.

The waitlist

The official page gives no wait figure. Ask the leasing office.

Who can live there

Single soldiers E-1 to E-5 are assigned shared barracks rooms. E-4s may live off post with special permission. NCOs E-5 and above may live on or off post; some units require NCOs on post.

Who to call

Official housing page: Military OneSource, Fort Stewart housing. Phone numbers and wait times change, so confirm before you rely on them.

Chris does not earn anything from on-post housing, which is a direct lease between you and the housing company. This section is here because you asked about your real situation.

Off-post neighborhoods near Fort Stewart

Neighborhood guide coming for Fort Stewart

We do not yet have complete, verified neighborhood and commute data for this area, so we are not going to show you a guess. Your BAH is in the table above. Chris can walk you through BAH and PCS timing directly, and can introduce you to a licensed Real Broker agent here if you want to rent or buy.

Frequently asked questions about Fort Stewart housing

How much is BAH for an E-5 with dependents at Fort Stewart in 2026?

In the Fort Stewart, GA (GA080) military housing area, the 2026 BAH for an E-5 with dependents is $2,310 a month and $1,947 without dependents. The full E-1 to O-10 table is above on this page.

Source: DoD Defense Travel Management Office, BAH Rate Lookup

Which BAH area covers Fort Stewart?

DoD lists Fort Stewart in the Fort Stewart, GA (GA080) housing area. You are paid the rate for your duty station's ZIP code, not for where you choose to live, so living farther out does not change your BAH.

Source: DoD BAH Rate Lookup

How long is the on-post housing waitlist at Fort Stewart?

The official page gives no wait figure. Ask the leasing office.

Source: Military OneSource / installation housing page

Who runs on-post housing at Fort Stewart and who do I call?

Fort Stewart Family Homes, run by Balfour Beatty Communities. Apply with the Fort Stewart Family Homes leasing office at 50 Southern Oaks Drive. Numbers: Fort Stewart Family Homes (Balfour Beatty): 912-408-2480; Fort Stewart Family Homes (second line): 912-408-2467. Confirm numbers and wait times before relying on them.

Source: Military OneSource / installation housing page

What are the key numbers for on-post housing at Fort Stewart?

Leasing office open Saturdays 10 a.m.-4 p.m. and Wednesday evenings until 7 p.m. Single soldiers E-1 to E-5 share barracks rooms. Reception center in-processing at Building 200, 486 Pony Soldier Ave. E-4s need special permission to live off post.

Source: Military OneSource / installation housing page

Who has to live in the barracks or follow special rules at Fort Stewart?

Single soldiers E-1 to E-5 are assigned shared barracks rooms. E-4s may live off post with special permission. NCOs E-5 and above may live on or off post; some units require NCOs on post.

Source: Military OneSource / installation housing page

When is the housing office open at Fort Stewart?

The official page lists: Mon, Tue, Thu, Fri 8-5; Wed 8-7; Sat 10-4; Sun and holidays closed. Hours change, so call ahead.

Source: Military OneSource / installation housing page

Can I use a VA loan to buy near Fort Stewart instead?

Yes, if you are eligible: VA loans typically need no down payment. Compare a lender's quote with your $2,310 E-5 BAH. We have no verified Fort Stewart neighborhood prices yet, so we publish no payment estimate.

Source: U.S. Department of Veterans Affairs, VA home loans

Get your numbers

Request an introduction

We email your exact BAH numbers right away. If you want help renting or buying, Chris will connect you with a licensed Real Broker agent in Georgia.

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BAH rates: Defense Travel Management Office (DTMO), effective January 1, 2026. Mortgage estimates assume 10% down, 7% interest, a 30-year term, property tax, insurance and PMI; they are estimates, not a loan offer. Crime grades are citywide FBI UCR 2025. Chris Harris, REALTOR® is affiliated with Real Broker, LLC and is not licensed in Georgia; real estate services in Georgia are provided by a licensed Real Broker agent there.