Retiring to Augusta, GA
Selling a home for $525,000 and keeping $150,000 in the bank leaves room to buy in 23 of 26 Augusta neighborhoods with 5+ sales, Oct 2025–Sep 2026 (after 6% selling costs, buying at the neighborhood median). The closest of those to a hospital is Harrisburg, Augusta (3 min to University Hospital, typical drive with no traffic). Property tax in Augusta runs about 0.89% of value a year (Census ACS 2023).
Questions? Call or text Chris Harris, REALTOR®: (270) 421-8726.
Next steps, your choice
Plan a scouting week
One neighborhood a day: the drive to the hospital and homes to see.
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Ask Chris
Chris Harris, REALTOR®, reads every note himself. He is not licensed in GA, so for showings and offers he introduces you to a licensed agent there; he may receive a referral fee from that agent’s brokerage, which does not change your price. Can’t visit first? Say so in your note.
Ask Chris
Every neighborhood we have numbers for
Neighborhoods with 5+ sales, Oct 2025–Sep 2026 (Redfin), cheapest first by town. Minutes: typical drive, no traffic to the facility named for each kind, © openrouteservice.org by HeiGIT | Map data © OpenStreetMap contributors.
| Neighborhood | Town | Median sale | Sales | Hospital | VA medical center | Airport |
|---|---|---|---|---|---|---|
| Old Savannah | Augusta | $95,249 | 54 | 4 min | 5 min | 19 min |
| Wheeless Road | Augusta | $148,958 | 110 | 8 min | 7 min | 19 min |
| Meadowbrook | Augusta | $158,456 | 70 | 15 min | 16 min | 20 min |
| Southside | Augusta | $168,453 | 87 | 5 min | 5 min | 18 min |
| Barton Chapel | Augusta | $169,952 | 42 | 11 min | 12 min | 22 min |
| Harrisburg | Augusta | $169,952 | 39 | 3 min | 3 min | 23 min |
| South Augusta | Augusta | $180,949 | 866 | 17 min | 16 min | 19 min |
| Windsor Spring | Augusta | $190,697 | 117 | 17 min | 16 min | 17 min |
| Richmond Factory | Augusta | $207,942 | 45 | 20 min | 20 min | 17 min |
| Forest Hills | Augusta | $214,940 | 27 | 5 min | 4 min | 26 min |
| Pepperidge | Augusta | $224,887 | 29 | 15 min | 15 min | 14 min |
| National Hills | Augusta | $230,935 | 32 | 9 min | 8 min | 29 min |
| Goshen | Augusta | $236,134 | 44 | 22 min | 23 min | 14 min |
| Laney Walker | Augusta | $244,931 | 18 | 3 min | 3 min | 21 min |
| South Richmond | Augusta | $248,930 | 146 | 22 min | 22 min | 12 min |
| North West Augusta | Augusta | $253,529 | 61 | 10 min | 12 min | 30 min |
| Montclair | Augusta | $257,928 | 78 | 8 min | 12 min | 27 min |
| Jamestown | Augusta | $263,576 | 176 | 20 min | 21 min | 23 min |
| West Augusta | Augusta | $282,421 | 372 | 4 min | 9 min | 23 min |
| Lakemont | Augusta | $284,920 | 27 | 7 min | 7 min | 27 min |
| Lake Aumond | Augusta | $296,417 | 70 | 6 min | 6 min | 27 min |
| Belair | Augusta | $299,916 | 282 | 10 min | 11 min | 24 min |
| McBean | Augusta | $315,812 | 56 | 29 min | 29 min | 16 min |
| Westside | Augusta | $359,899 | 102 | 11 min | 12 min | 31 min |
| Woodside | Augusta | $549,846 | 133 | 13 min | 13 min | 14 min |
| Highland Park | Augusta | $678,597 | 9 | 5 min | 4 min | 24 min |
Left out because they are outside Augusta: Richmond Hill (name of another Georgia city), Summerville (name of another town).
Redfin groups these with Augusta, but we have no map location for them yet, so we can’t confirm they are in town: East Augusta, Pendelton King, Old City, Academy Bake Avenue, Cross Creek, Houndslake.
Check crime data
We don’t grade neighborhoods on crime. Look up the streets you’re considering in Augusta with the agency that patrols them:
- Richmond County Sheriff’s Office (Augusta–Richmond County (consolidated city-county law enforcement))
- FBI Crime Data Explorer (agency-level reports)
What Georgia doesn’t tax
- Georgia does not tax Social Security, and it does not count against the retirement income exclusion.
- Military retired pay under 62: up to $17,500 excluded, plus $17,500 more with over $17,500 of Georgia earned income. Each spouse qualifies separately.
- Retirement income exclusion: up to $35,000 per person at 62 to 64 (or permanently and totally disabled) and $65,000 at 65 or older.
Full details: Georgia retirement taxes →
Source: Georgia Department of Revenue, 2025 IT-511 Individual Income Tax Booklet (read 2026-10-20); Georgia Department of Revenue, Retirement Income Exclusion (read 2026-10-20). Figures change each year; confirm with the agency before you rely on them. Not tax advice.
The twenty-year test
Which of these do you need in the house you will live in for twenty years?
Email me homes that pass
The alert matches what the listing feed has: price, bedrooms, bathrooms, year built and house type. Chris checks each match for the features the listing feed can’t see.
Home prices: Redfin neighborhood medians, Jul–Sep 2026, neighborhoods with 5+ sales. Property tax: Census ACS 2023 effective rates. Selling costs estimated at 6% of the sale price.